Roofing Contractors
You know how a roofing day goes—early mornings, climbing heights, moving heavy materials, checking the weather every five minutes. And just when you think everything’s smooth, something unexpected happens. A ladder slips. A tool falls. A client’s property gets scratched.
It happens. And that’s exactly why roofing insurance for contractors isn’t just some boring paperwork—it’s your safety net. At Prolines Insurance Agency, we get it. We’ve helped roofers like you protect their business, their crew, and their hard-earned reputation without complicated forms or confusing policies.
Insurance That Makes Sense for Roofers
General Liability
Picture this: You’re finishing a shingle replacement, and a gust of wind knocks over a bucket that damages a client’s window. It’s a small accident, but without insurance, it can turn into a big headache. General liability insurance covers property damage and injuries, so one slip-up doesn’t cost you your business.
Workers’ Compensation
Roofing is tough. And even if you follow all the safety rules, injuries can still happen. Workers’ comp makes sure your team gets medical care and paid time off if they’re hurt. That means your crew is taken care of, and you don’t end up paying out of pocket.
Pollution Liability
Sometimes roofing materials and adhesives can cause environmental issues. Pollution liability insurance steps in if something spills or contaminates the site. It’s one less thing to worry about while you’re focused on finishing the job.
Fire Damage Legal Liability
Fires are rare, but when they happen, they can ruin your day—and your business. Fire damage liability insurance protects you from unexpected claims so you can handle it without going under financially.
Extra Coverage Options
Some jobs come with extra risks, and your insurance should cover them:
- Subcontractor coverage for the crews you hire
- Drone insurance for inspections or project photos
- Custom liability extensions for unusual projects
Basically, if it’s part of your roofing operation, we make sure you’re protected.
How to Get Covered
Getting insurance doesn’t have to be complicated. Here’s what you’ll need:
- Filled-out application forms
- Past claims or loss history
- Your business info (employees, types of projects, locations)
We walk you through it so you don’t have to guess or stress.
Who Can Get This Insurance
This program works best for:
- Licensed roofing contractors in most U.S. states (with a few exceptions)
- Businesses that follow basic safety and operational standards
- Companies doing residential or commercial roofing
Why Roofers Work With Prolines Insurance Agency
We’ve been in the contractor insurance world long enough to know what matters:
- Coverage tailored to real-life roofing challenges
- Nationwide protection (with a few state exceptions)
- Partnerships with reliable, A.M. Best “A” rated carriers
- Simple, jargon-free guidance
For extra tips on roofing best practices, check out the NRCA.
Protect Your Business and Your Crew
Roofing is hard work, and risks are part of the job. But your business doesn’t have to carry those risks alone. With the right coverage from Prolines Insurance Agency, you get peace of mind while keeping your crew, equipment, and reputation safe.
